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Infinitus® Credit Card Processing System designed for Credit Card Companies and Banks that administrate proprietary or Private Label Credit Cards. System was designed to comply with all operative and administrative processes, and to provide adequate control and management tools to administrate a credit card business, debit card, prepays card and loans, running under an open architecture platform.
From a credit card processor standpoint, this product manages the whole business circuit, from the initial New Application with its corresponding credit risk evaluation, card account creation, operative tasks, payments processing, adjustments, billing, claims, personal loans, authorizations, delinquency, negative files administration, plastic renewals, etc., up to overdue administration tasks and eventually to lawyers bureaus accounts transfer.
The system has a sophisticated credit limit definition and control module considering normal purchases and purchases in installments, it has a flexible minimum payment formula definition, balances in more than one currency, and it has a flexible billing module, that can include detailed consumptions information, and data related to interests billed, interest rate applied, service charges, etc. |
